mplafleur, If you read Marcia's earlier post, Carolyn Dorr was able to reverse the problem with Chase Paymentech. Looks like you can go back if you want! Mea I called today Chase PT today, the 27th and spoke to Ann, who transferred me to several people who did not know about the waiving of the fee, I was told everyone would be paying it. The person who could answer definitively, the administrator of the groups, was away until Monday the 31st. They promised a call back.